Monthly Archives: June 2014

Renting Property

house for rent

Renting property can be an extra income, or debt, or just cover the mortgage on the property you can’t sell.

My husband and I rent a single home residence, so we’ve learned a few things about renting property. First, follow the golden rule. Tenants are real people and need to be treated as such. Now to answer some basic questions.

Amazon Giftcard Giveaway

amazon giftcard

Enter to win a $5 Amazon.com giftcard! To enter you must subscribe to Mommy’s Money Saving Tips email newsletter and also like us on Facebook. For a bonus entry, you can leave a comment on one of our Facebook posts or our blog posts. We plan on having a new giveaway every week and as we grow the prizes will grow also! You can help us grow by sharing the giveaway on social media.

By subscribing to our email newsletter you’ll get email updates from us with new money saving tips a couple times per week. We won’t sell your email address nor will we spam you, we hate spam as much as you do.

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Sleep Makes You More Productive

sleep

I went to bed after 11:00 pm again last night and my head aches and I’m struggling to keep my eyes open. I want to make cherry jam, write articles, and spend more quality time with my kids, but my body won’t cooperate. So was it worth it to read a novel last night? Of course it was!

My productivity decreased today and it has cost me money. I could’ve made cherry jam, which is more expensive than grape jelly. I could have written more and earned a few extra dollars. I wouldn’t have spent money on painkillers. I could have read my novel during daylight without turning on lights. The list could go on.

Give it the ol’ 24 Hours

tv purchase

You walk into the store, and there it is! That new 55′ wide screen tv you’ve been wanting to upgrade to! And it’s on sale! You can so totally afford this. I mean, you may have to cut back on some things, but you HAVE to have this TV! Plus, if I act now I only have to pay $49 per month for the next 48 months!

In a single moment we can justify buying things whether it be a large expensive TV or a cute pair of shoes that we really don’t need. Whenever you find yourself at this crossroad you should always give it the ol’ 24 hours of thinking on it before making big purchases.

Getting into the Right Frame of Mind When it Comes to Debt

debt

I almost had to reach out for my headache medicine after deciding to write about debt, a dreaded four letter word that rears its ugly head at us on a monthly basis everywhere we go.

Thankfully, credit card companies are still sticking to technological methods like mail, text, email, and credit scores. No need to fully freak out yet. They still haven’t made their way into nature, for instance (if you are debt collector kindly stop reading now). Since those on top haven’t figured out how to manipulate the clouds or legally be able to make embedded cut outs on our lawns you can go ahead and put your headache medicine back like I did as you continue reading.

School Loans: Invest in Education

college savings

My husband and I partially invested in our education with student loans. We only took out loans for necessary items. Because of this, we have doubled our earning potential. Here are some things we did or wished we would have done:

Take Along Chalkboard Mat Giveaway

chalkboard mat

Enter to win a free take along chalkboard mat! Winner chooses which character or theme for the prize. To enter you must subscribe to Mommy’s Money Saving Tips email newsletter by entering your email address and liking us on Facebook. We plan on having a new giveaway every week and as we grow the prizes will grow also! You can help us grow by sharing the giveaway on social media.

By subscribing to our email newsletter you’ll get email updates from us with new money saving tips a couple times per week and at most once per day. We won’t sell your email address nor will we spam you, we hate spam as much as you do.

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A Love Affair with Target!

How to Save Money at Target

I think I have become somewhat (ok a lot) obsessed with Target deals, coupons, and stacking all those things with manufacturers coupons. Target provides you with amazing deals (for exaple) to buy 3 Tide Detergents get a $10 gift card back. You can also use your coupons with this! So say the Tide detergent is $10 each, you buy 3 so that is $30, I had 3 $2/1 manufacturer coupons so that brings the total down to $24 minus the gift card makes your over all price just $14 for 3 Tide detergents. Is this an amazing extreme couponers deal? No.. BUT if you get Tide anyways this is a very easy deal that anyone can use even if you aren’t super coupon savvy.

Hosting a Yard Sale

yard sale

One way to earn a little money is to host a yard sale. You can look through your own things and also ask others if they want to join you or donate their things. Follow these steps and you will have a successful yard sale.

Saving Tips For Moms

The purpose of saving is always a great way to cushion financial ups and downs that may hit life now and then. As a stay at home mom it surely is up to you to have good saving practices in your day to day expenditures. Moms can save the most as they are in the better position of spending than any other person. Saving does not always have to equate to cutting regular budgets by far. It’s much easier to save by substituting various things that require spending, for example by comparing prices as you are sure to save from this.