Author Archives: Massiel Blanco (Guest Blogger)

Smiling Amid Screams: the Case for Being Cool, Calm, and Collected for a Happier and Debt-Free Life

Financial Freedom

Due to the epiphany that I had last week while at a McDonald’s drive-thru, let’s examine how our kids contribute to unnecessary debt. I say unnecessary because I am not talking about the debt incurred while meeting their needs such as food, clothing or shelter. Rather, the kind acquired for those trivial things; those little luxuries that seem to creep up with greater frequency than any of us would care to admit.

In my case, it showed up as the choice between two ice cream flavors. As we inched through that snake of a line, I mentally patted myself on the back, thinking, oh what a good mother am I. Here I was about to order that tasty little treat that I had exact change for; seventy-five cents to be precise. What could go wrong? Apparently, the call of chocolate so what happened next was painful. A full-throttle melt-down the size of special-order jeans.

Getting into the Right Frame of Mind When it Comes to Debt

debt

I almost had to reach out for my headache medicine after deciding to write about debt, a dreaded four letter word that rears its ugly head at us on a monthly basis everywhere we go.

Thankfully, credit card companies are still sticking to technological methods like mail, text, email, and credit scores. No need to fully freak out yet. They still haven’t made their way into nature, for instance (if you are debt collector kindly stop reading now). Since those on top haven’t figured out how to manipulate the clouds or legally be able to make embedded cut outs on our lawns you can go ahead and put your headache medicine back like I did as you continue reading.