Category Archives: Money Saving Tips

Saving Tips For Moms

The purpose of saving is always a great way to cushion financial ups and downs that may hit life now and then. As a stay at home mom it surely is up to you to have good saving practices in your day to day expenditures. Moms can save the most as they are in the better position of spending than any other person. Saving does not always have to equate to cutting regular budgets by far. It’s much easier to save by substituting various things that require spending, for example by comparing prices as you are sure to save from this.

Saving Money With Store Loyalty Programs

While shopping is about spending, it can also be a chance to put something back into the budget. For instance, if the budget for food items in particular shopping list is $200, $5 minimum can easily be cut out. Start off with small goals and build upon them. Shopping for moms is such an ideal chance for saving some money and putting it back into the general welfare of the family. This is just one of many ways that stay at home moms can help contribute to the family budget!

Find Free Stuff

Free Stuff

Sometimes we think that finding free stuff is dumpster diving. You don’t have to sneak around and dig through dumpsters. There are other less smelly resources available. There are websites, community resources, and other ways to find free stuff.

Saving Errors You Should Try To Avoid

Because saving is done by humans and humans are prone to error, it is typical that saving can be erratic in some ways. As a stay at home mom you are also prone to some of these errors. Saving errors may not be fatal but they are quite disheartening as some of the errors you may not know you are doing them. Most of the errors can be avoided if you know where they are going to come from.

Targeted Saving For Stay At Home Moms

Saving can just be an evasive practice because it requires a lot of sacrifices and discipline. It is even harder for a stay mom because the money on which you are saving from is not from your own earnings. That means the money is a bit restrictive. But you can always find a way to go about it as a stay at home mom. Perhaps the best way to keep this saving practice alive and the discipline is to have some sort of targeted saving. A targeted saving can be said as saving to accomplish a certain objective keeping in mind of all the challenges that may have an effect on that saving. For example, I want to save $300 so I can get that pretty new coach purse!

How To Be Industrious As A Stay At Home Mom

Staying at home and just babysitting or mothering could just be all there is for a stay at home mom but that is not all that it has to be. There are plenty of activities that are industrious enough that a stay at home mom can engage in AND make money. Nowadays there is plenty of information on the internet where you get information on how to craft a skill. Some hands-on skills can be self-taught at home. Some of these skills include baking and confectionery making, fabric making, artwork, simple designs, creative writing and many others. Most of these skills require materials that are readily available at home and therefore as a stay at home mom you just need the desire and the drive. We can look at some of these skills and how you can make yourself industrious as a stay at home mom.

Need vs Want

Want vs Need Apple

I walk into the grocery store and I really want Red Vines. I know I don’t need it, but I want it. My mouth waters at the thought of biting into the corn syrup delight. I pause by the Red Vines. Surely, I need this to calm my nerves. I debate whether or not to grab a bag. My conscience pricks me: I don’t need it. I can do without the calories, so I walk away. I feel disappointed, but I just saved myself a few dollars. If I save enough, I can get something I want even more.

How To Handle Saving Challenges For Moms

Saving just like any other activity in life is prone to challenges. When this challenges get in the way, saving can be very frustrating as far the financial aspect of it is concern. As a stay at home mom there are a few challenges out there that you may encounter. Every challenge has to have a solution at hand or one which can be thought of to come in handy to handle the very challenge. One of the challenges is your expenditures. Most of the things you may find yourself spending may be way beyond necessity. Some of things are meant to enhance your life by providing luxury. If you are able to evaluate how much you spend and on what you spend and the value that brings to you, you can formulate a priority list. A priority list can help you to still get things that are not much a necessity by getting them at different time, for example after two months.

Going Fast Can Slow You Down….And Cost Money

police car

Since saving money is the primary focus of this blog, you might be asking, “What does speeding have to do with saving money?” The fact is: you can save money by not speeding! When we look at all the ways you can save money by not speeding, you may be amazed.

Saving Money With Ibotta

ibotta

With the development of the internet and smart phones, a lot of shopping can be dealt with online, bringing people convenience. Moreover, traditional coupons are also released online to help people save money. There are money-saving apps that are easily available by simply downloading them on your smart phone. Among these money-saving apps, Ibotta is one of the popular ways to offer deals for various products.